Washington drivers insured by State Farm whose cars were repaired after a crash and paid for under the policy’s underinsured-motorist property damage coverage can file for diminished value, the loss in resale price a repaired car carries. Summaries of the settlement put the average payment at about $625. Claims are due December 14, and the judge holds the final approval hearing this Friday, October 30.
Four tests the car has to pass
The class is narrower than all State Farm customers. According to OpenClassActions’ summary of the notice, it covers Washington-issued State Farm Mutual policies where vehicle damage was paid under that coverage, called UMPD, for a loss between January 13, 2019 and February 27, 2026.
The repair estimate, including supplements, must total at least $1,000. The car must have been no more than six years old, counting the model year plus five, and under 90,000 miles when the accident happened. The damage must have involved structural or frame damage, deformed sheet metal, or body or paint work…