Your car insurance rates will likely surge this year in Western Washington. You can thank Democrats in Olympia. The Washington State Office of the Insurance Commissioner says the state experienced about an 18% increase in average insurance rates between 2022 and 2023. It will be much worse in 2024, with an estimated 20-25% increase. Some drivers are already reporting a monthly increase up to $200. A key driver of this rate hike? The surge of stolen and, subsequently, damaged vehicles since Democrats passed soft-on-crime laws.