California homeowners are sounding the alarm after questionable inspection practices left them without insurance — or rushing to fix nonexistent damage in hopes of salvaging their coverage.
What’s happening?
As detailed by The San Francisco Standard, insurers in Northern California sent nonrenewal notices to more than 25 homeowners, claiming they discovered roof damage. Frequently, their evidence included low-resolution aerial footage. In one instance, an insurer sent a homeowner an image of their neighbor’s roof as proof of inspection.
As a result, homeowners say they are paying for unnecessary work on their roofs — or at least private inspections that can push back against the flimsy evidence sent by insurers, though even that process isn’t always cut and dried.
“How am I supposed to provide you with proof that I’ve removed mold or algae when there was no mold or algae that ever existed?” Kira Harvath told The Standard…