Climate change will cost Tampa Bay billions per year by 2050

Tampa Bay is facing billions of dollars in yearly property damage by 2050 due to extreme weather tied to climate change, per a new analysis.

Why it matters: Even as the region reckons with the aftermath of hurricanes Helene and Milton last year, more pain and loss seem inevitable.

Zoom in: Taken together, damage from extreme weather will cost the greater Tampa Bay area’s eight counties — from Citrus to Sarasota and east to Polk — more than $3.7 billion annually, per a new Urban Institute analysis using FEMA data.

  • As the region’s most populous county, Hillsborough had the highest estimate at about $967.2 million. Pinellas’ tab was the second-highest at about $622.6 million.

Flashback: Damage to homes and businesses during last year’s hurricane season cost close to $5 billion in those two counties, the Tampa Bay Times tallied back in January.

  • That shows that the annual total could be much higher in an active hurricane season.

The big picture: Extreme weather damage will cost $32 billion annually across Texas, Louisiana, Mississippi, Alabama and Florida by 2050 in a “middle of the road” climate change scenario, per the analysis.

  • That’s more than double the projected $15 billion when ignoring climate change.

How it works: The Urban Institute’s analysis is based on FEMA’s Future Risk Index, which estimated future costs associated with coastal flooding, extreme heat, wildfires, hurricanes and drought.

  • FEMA published the tool last December. It’s since been taken down amid the Trump administration’s purge of publicly accessible federal data and info about climate change.
  • The financial figures are based on 2024 dollars.

What they’re saying: The researchers chose a more moderate emissions scenario because it’s actionable and realistic for policymakers, Sara McTarnaghan, Principal Research Associate at the Urban Institute, tells Axios.

  • “But there’s also the importance of thinking about not just one climate future, but planning for the certain uncertainties.”
  • McTarnaghan also notes that long-term projections like this one can’t account for impossible-to-predict changes, like new climate adaptation and resiliency efforts, migration, etc.

Between the lines: Money can help quantify extreme weather’s toll, but can’t tell the whole story.

  • “The full cost of disasters, including their effects on people’s health and well-being and on the economy, are much higher,” as the report puts it.

Catch up quick: Multiple studies show how human-caused climate change has made recent hurricanes more potent and destructive…

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