For nearly two years, Stephanie Williams thought she had a good tenant who paid rent on time, sometimes even a month in advance.
In 2024, she leased her west Denver home to a woman who identified herself as Ann Schwab, and everything seemed in order. Williams ran a background check before sending Schwab the lease, and she said it came back clean.
But when the rent payments suddenly stopped in March, Williams quickly realized she had bigger problems than just a delinquent tenant…