Oklahoma Homeowners Pay More for Insurance Than Anyone in the Country — and the State Just Opened a $10,000 Grant to Help Fix the Reason Why

Two Roofs in One Year. That’s Oklahoma. Here’s What the State Is Doing About It.

Oklahoma homeowners pay an average of $7,255 per year for homeowners insurance, according to NerdWallet’s 2026 analysis. That is the highest average in the country. The national average is approximately $2,543. Oklahoma homeowners pay nearly three times that.

Almost all of that gap comes from one thing: wind and hail…

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