One of the simplest ways to stretch your retirement savings is to spend less on where you live. A lower mortgage or purchase price frees up cash for everything else, from travel to health care to simply enjoying the years you’ve earned.
And despite decades of rising real estate prices, affordable options still exist. Across the country, retirees could find livable homes in charming retirement towns for around $150,000. Curious how your budget compares? See how your retirement savings stack up, then check out these towns where your dollar could go a lot further.
Editor’s Note: All real estate prices come from Zillow, as of June 2026, and cost-of-living figures are from BestPlaces…