Liz Weston: Retiring teacher considers taking her social security early

Dear Liz: I am a teacher, retiring this June.

I have my teacher’s pension and will receive a small Social Security benefit as well. I am married and my husband’s Social Security benefits are far greater than mine.

Should I start drawing on my Social Security benefits next year when I turn 62, assuming when my husband starts drawing on his when he turns 70 in seven years I will then get a higher benefit?…

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