2 men charged in car loan fraud scheme

  • Two men were charged Monday in connection with a car loan fraud scheme.
  • They attempted to withdraw $41,000 allegedly using forged documents.
  • Espinoza admitted paying $100 for fake pay stubs.

HERRIMAN — Two men were charged Monday in connection with a car loan scam that may be connected to another recent arrest.

Yonder Jesus Reyes-Zabala, 25, and Jose Miguel Espinoza Araujo, 23, were each charged in 3rd District Court with communications fraud, a second-degree felony; and forgery and possession of a forged writing, third-degree felonies.

On Sept. 15, Herriman police were called to the credit union to investigate a possible fraud in progress, according to charging documents. Officers arrived to find Reyes-Zabala and Espinoza sitting in the lobby. Espinoza applied that morning for a $41,000 title loan to purchase a 2025 Ford Explorer…

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