A Texas couple has sued Rocket Mortgage, alleging the servicer paid property taxes they were still contesting in court, then more than doubled their monthly mortgage payment to recover the money.
The suit, filed June 29, 2026, in the U.S. District Court for the Eastern District of Texas, does not ask a judge to decide whether the taxes are owed. That dispute, according to the filing, is already underway in Texas state court. The federal case zeroes in on a servicing question with wide reach: when a borrower says a tax bill is disputed and in litigation, what can – and can’t – the servicer do?
The plaintiffs, a married couple who are representing themselves, lay out their account in court papers. Supplemental property tax assessments on their Plano home for 2022 through 2025 came under dispute, the filing says, after the Collin Central Appraisal District removed homestead and disabled-veteran exemptions. The couple says they fought the assessments, pursued judicial review, and secured an abatement in a related collection case on or about December 30, 2025 – an order they say paused collection while the tax dispute continued…