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- My husband and I paid for our own college degrees. We told our 3 kids they have to do the same. (businessinsider.com)
A local couple shares how they empowered their three children to finance their own college education
When Rebecca Hastings and her husband welcomed three children within just three and a half years, they quickly realized the looming financial challenge ahead: college expenses. With tuition costs ranging from $100,000 to $200,000 per child, paying for all three at once seemed overwhelming.
Both parents had paid their own way through college-Rebecca holds multiple degrees, including a master’s and post-graduate studies-so they decided early on that their kids would do the same.
Starting the conversation early
From elementary school onward, Rebecca and her husband spoke openly with their children, now aged 17, 19, and 21, about the realities of funding higher education. They emphasized the pride and ownership that come from earning a degree independently. By middle school, their children understood that college expenses would be their responsibility, with parental support limited to guidance rather than full financial backing.
The family discussed tuition costs, loans, and the necessity of personal sacrifice. Despite their athletic involvement, the kids were encouraged not to depend on sports scholarships due to their rarity and unpredictability. Instead of dreaming about college options alone, they focused on merit scholarships and managing loan limits-conversations that prepared them for adult financial decisions.
Pursuing scholarships and reducing costs
Rebecca’s children worked multiple part-time jobs during high school and maintained strong academic records to qualify for merit-based scholarships. The family also prioritized local private scholarships, often requiring essay applications. Rebecca guided them on resumes and essay feedback but left the responsibility of applying squarely on her children.
To further lower expenses, the kids took Advanced Placement and Early College Experience classes, earning college credits before enrolling. These credits helped reduce the time and money spent in college without pressure-they selected courses that fit their interests, with their parents covering modest fees.
Supporting beyond finances
Though unable to fund college tuition directly, Rebecca and her husband continue to support their children in everyday ways. Small gestures like sending $10 for coffee on a tough day or ordering favorite snacks and essentials provide comfort and help ease minor expenses.
The family attends sporting events, celebrates achievements, and discusses academic progress, proving that parental support extends far beyond dollars and cents.
In choosing to have their children pay their own way, this family has fostered responsibility, resilience, and independence-lessons they believe will serve their kids well long after graduation.