Here’s something nobody tells you about Florida retirement planning: the places everyone recommends are the same ones nobody can actually afford.
Palatka in Putnam County sits on the St. Johns River, offering waterfront living at prices that sound like typos in today’s real estate market.
The sticker shock works in reverse here.
You’re scrolling through listings expecting to see homes in the high six figures, maybe even seven if they’re on the water, and then you see actual houses with actual yards for around $158,000…