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Rafael knew what he was up against. He had seen the stories about San Francisco’s surge in over-asking offers and lack of inventory and knew his $700,000 budget was well below the $1.2 million citywide median for a condo unit.
But the software engineer was also bored with Fremont, where he had bought his first condo in 2019 while still in his late 20s. He and his partner considered renting in the city, but that seemed like a waste of money and possibly even harder than buying…