Candy Christiansen and her husband bought a vacation home about two years ago on Hilton Head Island.
They had their hearts set on an oceanfront property, but the price of flood insurance made them change their mind.
Originally from Texas, the couple began visiting several years ago and fell in love with the island’s serenity. Getting closer to retirement age and hoping to have their own place, Christiansen said they looked for oceanfront properties, where they would often stay during their visits over the years…