As El Niño continues to strengthen, homeowners in Kern County, California, are being reminded that not all storm-related losses are automatically covered by their insurance.
A local insurance broker said homeowners who act before heavier rain arrives may be better positioned to avoid repair bills, policy surprises, and disruptions at home.
Here’s what to know
As forecasters monitor a potentially intense El Niño, KBAK/KBFX reported that Kern County homeowners may want to inspect their homes and review their insurance coverage.
The Climate Prediction Center, which is part of the National Weather Service, said in its Aug. 13 update that El Niño has a better than 90% chance of becoming a very strong event during fall and winter 2026-27. The same update said there is a 69% chance it reaches a historic benchmark from October through December, while also noting that such strength would not necessarily guarantee the pattern’s usual weather effects…