Alabama Homeowners Are Paying for Tornado Risk the Way Florida Homeowners Pay for Hurricanes — Most Do Not Realize It

When people think about the Southeast homeowners insurance crisis, they think about Florida. The hurricanes. The flood risk. The FAIR Plan absorbing 400,000 policies. The carriers leaving.

Alabama does not get those headlines. Alabama does not have a coastline that rivals Florida’s. It does not have the same concentration of high-value homes in direct hurricane paths.

What Alabama has is Dixie Alley…

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