South Carolina is a state where coastal charm meets Southern hospitality, from the historic streets of Charleston and the vibrant energy of Columbia to the scenic foothills around Greenville. Whether you’re drawn to the coast, the capital, or the mountains, homeownership here can be a dream for many.
To make that dream a reality, South Carolina offers a variety of down payment assistance (DPA) programs. These come in several forms including grants, forgivable loans, and low-interest second mortgages. They are all designed to reduce the upfront costs of buying a home.
This guide highlights some of the state’s most widely available and well-funded programs to help first-time and income-qualified buyers get started. It’s not an exhaustive list, but it’s a solid foundation for exploring your options. We’ll continue to update this resource as new programs emerge and existing ones evolve…