If you have been thinking about buying in Memphis, the numbers are on your side.
A 2026 Zillow analysis found that nearly half of home listings in Memphis, 46.45%, fall within the affordable range for a typical household. More notably, the city posted an 8.94% increase in affordable listings compared to the prior year, placing Memphis in the top ten nationwide for the biggest gains in housing affordability.
Zillow defines a home as affordable when the full cost of ownership, including principal, interest, taxes, insurance, and maintenance, is less than 30% of a typical household budget. Memphis clears that bar for nearly half its available listings…