Only 11 States Pass the 30 Percent Affordability Rule in 2026 and Most Are in the Midwest

If you have been trying to buy a home and feeling like the math simply does not add up, you are not imagining it.

The national median home price is hovering around $429,500. Under standard lending rules, that price tag needs a household income well above what most Americans earn.

And yet most coverage of this housing crisis keeps recycling the same top five states without telling you the full picture…