Foreclosure filings in the Charlotte-Concord-Gastonia metro area climbed 71% during the first six months of 2026 when compared with the same stretch a year before. The data comes from ATTOM, a company that tracks real estate analytics. North Carolina saw 8,429 properties hit with foreclosure filings across those six months — up 47% from the prior year.
The state ranked fourth-largest for increases among areas with at least 500 filings. Nationwide, about one in every 632 housing units faced a filing. North Carolina’s rate ran higher at one in every 581 units.
Leah Kane works as a senior attorney in the Consumer Protection Program at Charlotte Center for Legal Advocacy. She’s noticed something troubling. More homeowners are calling about foreclosure threats. Most cases involve mortgage foreclosures, though homeowners association fines have started causing problems too…