As headlines dominate with talk of the Super El Niño, Cotality’s 2026 Hurricane Risk Report found that 32.2 million properties face moderate or greater hurricane wind risk this year, representing over $12 trillion in potential reconstruction costs.
According to the report, the New York metropolitan area is the largest hurricane exposure zone in the nation, with more than 3.2 million homes at risk and estimated reconstruction costs exceeding $1.93 trillion.
Houston is right behind New York with 2.17 million homes at risk and an estimated $824 billion in reconstruction cost value. Miami ranks third with about 2.04 million properties at risk and $616 billion in projected rebuilding costs…