In 2026, the average home price in Texas is just over $300,000, which is lower than the national average of $366,000 for existing homes, according to Zillow.
Texas offers a range of down payment assistance (DPA) programs to help qualified buyers cover these costs. Whether you’re purchasing in a major metro area or a smaller town, there may be programs that can make your path to homeownership easier.
This guide highlights some of the most accessible and widely used DPA programs in the state. While it may not include every option, we’ll keep it updated as new programs and opportunities emerge…