Pulte is taking 19 insurers to court in New Mexico, saying not one stepped up to defend it against homeowner construction defect claims.
The lawsuit, filed on May 1, 2026 in the US District Court for the District of New Mexico, names a long list of commercial carriers: Cincinnati Insurance Company, ACE American, Clear Blue Specialty, Endurance American, Everest National, Everest Premier, Gemini, GuideOne National, Hudson, James River, Knight Specialty, Lexington, National Fire Insurance Company of Hartford, Obsidian Specialty, Old Republic, Peleus, Selective, Sentinel, and United Specialty Insurance Company.
The story behind the filing starts at the Estates at Mirehaven, a residential community Pulte built in Albuquerque. According to the filing, Pulte didn’t perform any of the work itself – 22 subcontractors handled everything from stucco and roofing to drywall, cabinetry, plumbing, and countertops. Each one, Pulte says, was contractually required to carry commercial general liability insurance with limits of USD$1 million per occurrence and USD$2 million in aggregate, and to add Pulte as an additional insured…